Mortgage Document Checklist

Below is a generic mortgage document checklist of what may be required when getting a residential home loan. Each mortgage loan program has specific requirements for documenting paperwork and calculating qualifying income.

A customized document checklist is created for each borrower once a loan application is provided and a credit report has been pulled. The expanded document checklist shows the possibilities of what may be required to get pre-approved for a home loan.

Mortgage Document Checklist for best mortgage lender in Dallas

Generic Mortgage Document Checklist

Nobody likes doing paperwork. The Mortgage Mark Team will provide a customized mortgage document checklist once a pre-qualification letter has been issued. In the interim, the document outlined below is a great start.

Pre-Approval Document Checklist

To qualify for a mortgage you will need to apply online and get pre-approved by and submitting your supporting mortgage documents. To get pre-approved you will need to provide the items below in the “Generic Checklist”.

As an FYI, we’ve also provided a detailed breakdown of additional documents that may be requested throughout the process. It’s a lot, we know. Call us if you have any questions.

Generic Checklist

  • Driver’s License
  • Paystubs: for 30 days
  • W2: two years (all jobs)
  • Tax returns: two years (all pages)*
  • Bank statements: two months (all pages)

Note to the Self Employed

If you own more than 25% of a company then you are considered self employed. Please be sure to include two years of business tax returns (all pages) as well as any K1s.

Additional Documents Needed Later

Additional documentation will be required later in the process. The items listed above are the basics to getting started. We will provide a personalized document checklist once we begin in earnest and have reviewed these basic documents.

As always, you’re welcome to call us if you have any question.

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