Meet Joel Standard, your Sr. Loan Processor. Now that your file is done with Setup the baton is officially passed to Joel as he will be working with the Underwriter, the Closer, and the Title Company to get your loan closed.
Joel is now your point of contact
(and will be the rest of the way)
Current Step: Processing & Credit Approval
Joel is now reviewing your Supporting Documents and all third party items to ensure all the underwriting guidelines have been addressed. Joel will reach out to you if he has any questions or needs any additional documentation.
Next Step: Initial Underwriting Approval
Joel will be submitting your file to underwriting for the Initial Underwriting Approval and he will email you when that happens. Once the Underwriter issues the conditional approval Joel will reach out to you for any additional documentation that may be required.
After Underwriting reviews the file, Joel will have the Closing Department send you the initial Closing Disclosure (CD) which requires immediate action from you. He will be in contact with you before this and will provide an updated timeline on when to expect the CD. Please contact Joel if you have any questions in the interim.
Sr. Loan Processor