Maximum LTV For Conforming Loans

Loan To Value With North Texas Top LenderMaximum Loan To Value

The maximum Loan To Value for Conforming Home Loans varies whether the home is a Primary Residence, a Second Home, or an Investment Property.

• Primary Residence = 5% down.

• Second Home = 10% down.

• Investment Property = 15% down. It is worth mentioning that the VAST majority of investors will require a 20% down payment despite Fannie only requiring 5%.


Below is a chart from Fannie Mae’s Eligibility Matrix.

Conforming Loan To Value Eligibility Requirements with Dallas Top Mortgage Lender

 

 

Last updated: 4/11/2016