Below is the checklist of paperwork required to get Pre-Approved for a home loan. This is the “first round” of paperwork until you have a contract on a home; the master Mortgage Document Checklist outlines everything that will be required when it comes time to start the Loan Process and prepare your loan for underwriting.
By submitting this paper we can verify that there aren’t any major obstacles or hidden skeletons that can bite us later. You’re welcome to fax, email, or upload the docs. Please let us know if you have any questions about these items as we’re here to help.
Pay Stubs – Most Recent 30 Days
HR or Manager’s Contact Info – to verify commission, OT, bonus, etc.
All W2’s for 2016 and 2015
2016 and 2015 Tax Returns – send all pages
(Note: please send 2014 W2’s and Tax Returns if you haven’t filed 2016’s taxes)
Most Recent 2 Months Bank Statements – all pages
Employment Contract (if you’re a contract or temp employee)
Any K1’s for 2016 and 2015 (Note: send 2014 K1s if you don’t have 2016’s K1’s).
“If Applicable” Supporting Documents
If any of these things are applicable to you then please send these documents as well. Check out our If Applicable Items Details for more information what’s required from each.
REO Paperwork if you own any real estate (including your current home)
Residency Documentation if not a U.S. Citizen
For VA Loans: DD214 and COE
Social Security Awards Letter
Pension and/or Annuity Documentation
Job Offer Letter for New Employment
Relocation / Job Transfer Letter
College Transcripts – if just graduated (and didn’t have a job during college)
Note: all items below must be the executed versions with all pages
Divorce Decree – all pages
Bankruptcy Papers – all pages
Foreclosure and/or Short Sale Paperwork
Power of Attorney Documents
How To Submit Your Docs
Please provide these documents at your earliest convenience. You can either Upload them via our secured site, email them to us, fax them to 866.276.9204 drop them off in person at the office, or mail them to: