First Monthly Payment Due with Top Mortgage Lender in Dallas

First Payment Details

HomeBridge services the vast majority of the loans we originate – which means you’ll most likely be making your monthly payment to us. That said, if we do end up selling your loan, please know it doesn’t mean that we don’t love you (because we do). First Payment Notification Within a few weeks after closing – […]

Texas Home Equity Cash Out Refinance with Mortgage Mark

Texas Home Equity Cash Out Refinance (A6)

Texas Home Equity Loan Overview A home equity cash out refinance home loan on a primary residence in Texas is a unique loan. The Texas Constitution has mandatory guidelines for these loan in Section 50(a)(6); hence the “A6” designation. Below is the “fine” print and “Need to Knows” behind these mortgages. Other Items to Note […]

Kellie Skjeret, Loan Officer Assistant

Meet Kellie Skjeret (pronounced “share it”) – one of the Loan Officer Assistants for the MortgageMark Team. In 2015, Kellie and her husband – originally from Portland, Oregon – decided to pack up and move to Texas with their two children, trading the cold winters and dreary skies for hot summers and a lot of sunshine. Kellie’s […]

UNDERSTANDING DISCOUNT POINTS WITH MORTGAGE MARK

Points Are Tax Deductible

Points paid on a mortgage loan are tax deductible so long as they are “true” points. To be true point for the tax deduction the points have to exist for the purpose of buying down the interest rate. Think of it this way: because Mortgage Interest is Tax Deductible, points paid to lower the interest […]

Home Improvement Seconds

Home Improvement Seconds

Home Improvement loans allow homeowners to tap into their equity (or potential equity) for money to pay for future home improvements. Home improvement loans can be done as a “normal” first lien mortgage where you refinance an existing mortgage and then get the cash needed for the improvements, or they can be done as a stand-alone second […]

Closing Cost Overview With Dallas Top Mortgage Lender

Closing Costs Overview

There are three components that make up the “costs” for every home loan closing: the down payment (or equity for refinances), closing costs, and prepaids. The Mortgage Down Payment (or equity) is determined by you, the borrower. The Closing Costs are the actual fees for the home loan and will vary depending on the purpose, product, […]

Do's and Don'ts with Dallas Top Mortgage Lender

DO’s and DON’Ts

We’ll be honest – we mostly have “DON’Ts” when applying for a home loan and they’re extremely important.  Please take the time to read the details below and let us know if you have any questions. Oddly enough these are some of the most common reasons for undue stress in the 11th hour and a […]

Refinance Your Mortgage Dallas Top Lender

Types Of Mortgage Refinances

<this page is not complete – it’s under construction> Types Of Mortgage Refinances To refinance, or not to refinance – that is the question.  There are a number of reasons why someone should consider refinancing and many of them serve a purpose beyond just lowering your interest rate. Rate and Term Refinances If you’re looking to […]

Refinancing Your Home With Top Mortgage Lender in Dallas TX

Should I Refinance My Mortgage?

This page is to serve as a guide to answer the question “Should I refinance my mortgage” and help you determine the true financial benefit of a rate-and-term refinance  (i.e. a refinance that either lowers your mortgage interest rate or changes the term of your mortgage). If you ultimately want us to do the work (and we […]