Despite the thousands of dollars of incentives tied to using us for financing, we want to earn the business outright. We will work extremely hard to win your business with our superior service, professional acumen, and competitive mortgages.
Next Step: Get Pre-Approved
Trinity Classic Homes and the Mortgage Mark team are committed to providing the highest-level of service of our clients. We want you to get pre-approved to ensure you qualify for a mortgage. Please contact us and we’ll swing in to action.
- Locking new construction interest rates
- DTI (and affordability) calculator
- Mortgage payment calculators
- New construction escrows explained
- Property taxes increase after construction
Closing Costs for New Construction
Buying new construction will have some additional costs compared to buying an existing home. New construction closing costs are typically higher than those on an existing home for three reasons:
- Newly constructed homes require a new survey.
- New communities typically have new Home Owner’s Associations (HOAs) that charge transfer fees.
- Appraisals on new homes often require final inspections.
HomeBridge offers a $2,500 lender credit to offset our origination charges and cover other third-party fees.
Trinity Classic Homes and HomeBridge Financial are two separate, independent companies. There are zero financial ties between the two companies. Your interest rate, closing costs, and HomeBridge’s financial incentives will be the same regardless of the home you buy. Buy a Trinity home or buy an existing home, your loan structure will be the same.
HomeBridge offers the incentives because we want to close as many loans as possible. We ultimately are making a volume play. We’re willing to make significantly less on each loan from Trinity because we are able to close more loans with this relationship.
We save advertising money with every Trinity referral. The costs to procure other leads is significantly higher because we have to spend money on marketing and advertising. Because of this relationship, and the low costs to produce a lead, we are able to pass those savings to the buyers.
Selling Your Home
It’s difficult to time the simultaneous sale of your existing home with the closing on a newly constructed home. Be certain to select a Realtor that knows the area well when listing your home and going through the selling process.
A low appraisal on your current home can be a major setback. Learn how appraisers value is determined. You may be surprised; it’s not as simple as dollars per square feet.
Seller’s Net Sheet
A seller’s net sheet calculates the amount of money netted from the sale of a home. The calculation considers the obvious fees (Realtor commissions, title fees, etc.) as well as the lessor-know costs (like per diem interest, escrow refunds, home warranty, etc.).