Trinity Classic Homes & The Mortgage Mark Team

Thank you for your interest in purchasing a Trinity Classic Home and checking out the Mortgage Mark Team. Trinity builds a great home and CMG provides a terrific mortgage.

New construction loans are often more complicated than loans for existing homes so feel free to contact us during the mortgage loan process if you have any questions.

Our Commitment

Despite the thousands of dollars of incentives tied to using us for financing, we want to earn the business outright. We will work extremely hard to win your business with our superior service, professional acumen, and competitive mortgages.

Next Step: Get Pre-Approved

Trinity Classic Homes and the Mortgage Mark team are committed to providing the highest-level of service of our clients. We want you to get pre-approved to ensure you qualify for a mortgage. Please contact us and we’ll swing in to action.

Closing Costs for New Construction

Buying new construction will have some additional costs compared to buying an existing home. New construction closing costs are typically higher than those on an existing home for three reasons:

  1. Newly constructed homes require a new survey.
  2. New communities typically have new Home Owner’s Associations (HOAs) that charge transfer fees.
  3. Appraisals on new homes often require final inspections.

Financing Incentives

CMG offers a $2,500 lender credit to offset our origination charges and cover other third-party fees. Remember, the new construction closing cost are typically higher than closing costs on an existing home.

Trinity Classic Homes and CMG Financial are two separate, independent companies. There are zero financial ties between the two companies.

Your interest rate, closing costs, and financial incentives will be the same regardless of the home you buy. Buy a Trinity home or buy an existing home, your loan structure will be the same.

CMG offers the incentives because we want to close as many loans as possible. We ultimately are making a volume play. We’re willing to make significantly less on each loan from Trinity because we are able to close more loans with this relationship.

We save advertising money with every Trinity referral. The costs to procure other leads is significantly higher because we have to spend money on marketing and advertising. Because of this relationship, and the low costs to produce a lead, we are able to pass those savings to the buyers.

Selling Your Home


It’s difficult to time the simultaneous sale of your existing home with the closing on a newly constructed home. Be certain to select a Realtor that knows the area well when listing your home and going through the selling process.

A seller must understand how to write a lender-friendly contractplan for the home for an inspection, and most importantly, know how to prepare for an appraisal as a seller.

A low appraisal on your current home can be a major setback. Learn how appraisers value is determined. You may be surprised; it’s not as simple as dollars per square feet.

Seller’s Net Sheet

seller’s net sheet calculates the amount of money netted from the sale of a home. The calculation considers the obvious fees (Realtor commissions, title fees, etc.) as well as the lessor-know costs (like per diem interest, escrow refunds, home warranty, etc.).


In conclusion, the Mortgage Mark Team is happy to answer any financing questions. Please contact us via phone, text, or email. We look forward to working with you.


Mark Pfeiffer

Branch Manager
Loan Officer, NMLS # 729612

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