If you’re a veteran or active-duty service member, you might be wondering if you can use your VA loan benefit more than once—whether to buy a new home or keep...
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What Can Be Rolled Into a Home Loan in Texas?
When buying a home, many buyers want to know: Can I roll closing costs, repairs, or even extras like furniture into my mortgage? The answer depends on what you’re trying...
Understanding Real Estate Commissions in Texas
What to Expect When Selling Your HomeSelling a home comes with many questions, but one of the biggest is understanding real estate commissions. With recent lawsuits and industry changes making...
Skipping Mortgage Payments When You Refinance: What Does It Really Mean?
Let’s talk about “skipping” mortgage payments when you refinance. I’m using air quotes here because you don’t actually skip anything—you’re still paying for it. But, yes, you do get to...
How to Do a Mini Cash-Out Refinance Using Your Escrow Account
Let’s talk about how you can do a mini cash-out refinance using your escrow account when you refinance your mortgage. Now, don’t get hung up on the term "mini cash-out"—I...
Monthly Savings vs. Monthly Cash Flow: Understanding Your Mortgage Options
30-Year vs. 23-Year Mortgage: Breaking Down the Differences When considering a mortgage refinance, homeowners often face the dilemma of choosing between monthly savings and improving monthly cash flow. This decision...