Name: Mortgage Mark
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The second stage in the home loan process involves picking a Realtor, house hunting, executing a contract, and shopping for a mortgage. This stage comes after qualifying for a mortgage and before the mortgage loan process.

The Mortgage Mark Team can guide you through these steps and answer your questions. Check out our construction home loan page for additional steps if you’re buying a newly constructed home or doing a construction loan.

You do not need to read this page if you’re refinancing your home. You can skip to either the mortgage loan process or revisit qualifying for a mortgage. The refinance overview page outlines the types of mortgage refinances, covers refinance costs, and helps determine if a refinance is worthwhile.

House Hunting Stage

Let us help you select a Realtor. We have access to north Texas Realtors’ sales volume and we can introduce someone that does a ton of business. Work with a Realtor that knows your area well. They can guide you through the selling process, list your home for sale, and write a lender-friendly purchase contract.

You and your Realtor can then go house hunting and find the home you love. You’ll then submit an offer, negotiate term, and execute a purchase contract.

You’ll then write option and earnest money checks, order a home inspection, and pick a home warranty company.

Lastly, you’ll shop and compare mortgage offers and move on to the third stage of the home loan process, the mortgage loan process.