What to Expect When Selling Your HomeSelling a home comes with many questions, but one of the biggest is understanding real estate commissions. With recent lawsuits and industry changes making...
Skipping Mortgage Payments When You Refinance: What Does It Really Mean?
Let’s talk about “skipping” mortgage payments when you refinance. I’m using air quotes here because you don’t actually skip anything—you’re still paying for it. But, yes, you do get to...
How to Do a Mini Cash-Out Refinance Using Your Escrow Account
Let’s talk about how you can do a mini cash-out refinance using your escrow account when you refinance your mortgage. Now, don’t get hung up on the term "mini cash-out"—I...
Refinancing vs. Home Equity Loan: Which Is Better for You?
You’re thinking about refinancing, but you’re not sure whether to go for a home equity loan or a standard refinance. What’s the difference between the two, and when should you...
Monthly Savings vs. Monthly Cash Flow: Understanding Your Mortgage Options
30-Year vs. 23-Year Mortgage: Breaking Down the Differences When considering a mortgage refinance, homeowners often face the dilemma of choosing between monthly savings and improving monthly cash flow. This decision...
Texas Home Equity Loans vs HELOC Explained
Texas Home Equity Loans vs. HELOCs: What’s the Difference?When it comes to leveraging the equity in your home, Texans typically have two primary options: Home Equity Loans and Home Equity...