Homeowners across Dallas, Fort Worth, and all of Texas are getting some shocking news: mortgage rates on many programs are back in the 5’s. If your current mortgage rate is 6.5% or higher, you may be missing out on major savings.
We’ve already run the numbers, and based on your situation, you could be one of the homeowners who stands to benefit the most. Refinancing isn’t for everyone, but if it makes sense, the results can be life-changing. And if the timing isn’t right yet, we’ll give you a clear strike price—the exact rate to watch for so you’ll know when to act.
This is happening right now. People are already refinancing, already lowering their payments, and already freeing up cash for the things that matter most. The question is: are you next?
Send us your mortgage statement
Upload your most recent statement so we can run the most accurate numbers. Even if we’ve worked together before, updated info makes all the difference.
We run the analysis before the call
By the time we meet, we’ll have already compared your current loan with refinance options. You’ll see the numbers clearly laid out, with no surprises.
If refinancing makes sense, we’ll guide you through next steps. If not, you’ll walk away with your strike price and confidence about what comes next.
Why Dallas Homeowners Choose Mortgage Mark
You have options when it comes to lenders—but not every lender takes the time to do this the right way. Our team focuses on clarity, honesty, and long-term trust.
Here’s what sets us apart:
Local knowledge. We know the Dallas, Fort Worth, and Texas mortgage markets better than anyone. That includes property taxes, insurance trends, and regional factors that impact your budget.
Honest advice. If refinancing won’t save you money, we’ll be the first to say it.
Proactive strategy. With the strike price approach, you’ll know your exact target even if today isn’t the right day.
Full support. From pre-approval to closing, our team handles the details so you can focus on results.
When you work with Mortgage Mark, you’re not getting a pushy sales pitch. You’re getting a partner who helps you make smart financial decisions.
Common Questions About Refinancing in Texas
How much does it cost to refinance?
Every refinance involves closing costs, but we’ll walk you through the details upfront. Often, the monthly savings outweigh the costs quickly, and in some cases, we can structure the loan so you pay very little out of pocket.
Will refinancing hurt my credit?
A refinance does include a credit check, but the impact is minimal. The long-term benefit of saving money and reducing debt far outweighs the small dip from an inquiry.
What if I plan to sell my home soon?
If you’re moving in the next year, refinancing might not make sense. But if you’ll be in your home for several years, the savings can add up quickly.
Can I refinance if I’ve refinanced before?
Yes. Many Dallas homeowners have refinanced multiple times as rates change. If your current rate is 6.5% or higher, it’s worth looking at again.
Why Refinance Timing Matters
The market is moving, and homeowners are already taking advantage of lower rates. Refinancing isn’t something to put off until later, you could miss your window.
We’re already seeing Dallas and Texas homeowners free up cash for home upgrades, holiday travel, and everyday relief in their monthly budgets. Waiting too long could mean paying hundreds more every month than you need to.
Take Action on a Refinance Today
If your mortgage rate is 6.5% or higher, this is the time to act. We’ve seen rates in the fives, and the savings could be significant for you.
Here’s how to get started on a refinance:
- Schedule a 30-minute call using MeetMortgageMark.com
- Upload your most recent mortgage statement so we can run the numbers ahead of time.
- Review your savings with our team and decide if refinancing makes sense now or lock in your strike price for later.
Don’t wait until your neighbors are already ahead. The opportunity is here, and it may not last long.
When you think mortgage, think Mark.
Why Refinancing Could Save You Thousands
Refinancing is more than a lower interest rate. It’s about reshaping your budget, freeing up money, and improving your long-term financial strategy. With Dallas and Texas homeowners facing rising property taxes and higher living costs, locking in a better mortgage rate can make a huge difference.
Here’s what refinancing can do:
- Lower your monthly payment if you’re sitting on a 6.5% or higher rate.
- Shorten your loan term and pay off your home years sooner.
- Free up cash flow for travel, college tuition, or simply a less stressful budget.
- Consolidate debt by rolling high-interest balances into one manageable mortgage payment.
Even a small drop in interest rates can save you thousands over the life of your loan. Rates in the 5’s aren’t just numbers, they’re opportunities.
The Power of the Strike Price
Rates don’t always line up perfectly with the day you decide to refinance. That’s where the strike price strategy comes in.
Here’s how it works:
- We review your numbers now.
- We identify the rate that makes refinancing a smart move for you.
- We track the market and let you know when it’s time to act.
Instead of guessing, you’ll know exactly when refinancing becomes worth it. This approach has helped countless Dallas and Texas homeowners plan ahead and lock in savings at the right time.
Real Examples of Refinancing in Texas
We’ve already helped families across the Metroplex and beyond refinance into lower rates.
- A Dallas homeowner went from 6.75% to 5.25% and saw their monthly payment drop by over $400.
- A couple in Frisco refinanced into a 20-year loan, cutting seven years off their mortgage while keeping their payment about the same.
- A Fort Worth family consolidated $35,000 in credit card debt into their mortgage, lowering their overall monthly payments and building equity instead of paying interest to credit card companies.
These are the kinds of results that happen when you act at the right time.
The Refinance Process Is Simple
We know your time is valuable. That’s why we make this quick and straightforward.
Schedule a call
Pick a time that works for you using the calendar link below. We’ll spend about 30 minutes reviewing your options.
Mortgage Mark
When you're hearing from 'Mortgage Mark' you're hearing years of excellent customer service and success from our passionate loan officers.