When your credit is pulled, the three credit bureaus (Experian, Equifax, and TransUnion) may be selling your information to creditors, so don't be alarmed if you start receiving random credit solicitations via phone and mail. The good news is that...

As we all know by now, the Equifax breach has caused much speculation about the best way to secure our personal credit information.  The Atlanta-based company announced that a cybersecurity incident has potentially impacted 143 million U.S. consumers. ...

"Credit is one of the key components when qualifying for a mortgage." - Captain Obvious. Credit is extremely specific and very complex. This credit overview is to provide a better understanding of how credit works when getting a home loan. Things...

When purchasing or refinancing a home, your credit scores can impact your potential mortgage interest rate and your APR. This is true for all types of loans: purchases, refinances, cash out refinances, home equity loans, HELOCs, home improvements...

Credit Score Overview Credit scores mean the difference between getting approved for a loan or denied. Credit scores also determine what interest rate you may receive, getting approved for a place to live and getting the utilities you need. Your...

Credit reports aren't always perfect and occasionally certain items will need to be corrected - that's where credit disputes enter the picture. When applying for a mortgage home loan, a credit report must be accurate and without disputes. Removing...