Below is a generic checklist of what’s required when getting a mortgage. Each item can be expanded to provide more details of exactly what’s required. We do our best to also provide an explanation on why each document is required.
It may take you 30 to 45 minutes to gather all these documents spending on your organization skills and personal circumstances. Please call us if you have any questions.
Mortgage Document ChecklistMortgage paperwork is a beating. We know. Please don’t shoot the messenger. Please let us know if you have any questions about the mortgage document checklist as we’re here to help.
Pre-Approval Document ChecklistTo qualify for a mortgage you will need to apply online and get pre-approved by and submitting your supporting mortgage documents. To get pre-approved you will need to provide the items below in the “Generic Checklist”. As an FYI, we’ve also provided a detailed breakdown of additional documents that may be requested throughout the process. It’s a lot, we know. Call us if you have any questions.
- Driver’s License
- Paystubs: for 30 days
- W2: two years (all jobs)
- Tax returns: two years (all pages)*
- Bank statements: two months (all pages)