Qualify for a Mortgage

The first stage of the home loan process is to qualify for a mortgage. It can be broken down into three action items: doing homework, applying online, and getting pre-approved.

The Mortgage Mark Team can guide you through these steps and answer your questions. Be sure to check out our construction home loan page for additional steps if you’re buying a newly constructed home or doing a construction loan.

The refinance process is the same as the purchase process, only without stage 2, house hunting. The refinance overview page outlines the types of refinances, covers refinance costs, and helps determine if a refinance is worthwhile.

Qualify for a Mortgage

First things first, do some homework of your own and determine if you’re really ready to qualify for a mortgage. Check out our home loan basics page and know the do’s and don’ts of mortgage financing before getting started. You may also want to visit our mortgage resource library to learn about credit scores or use our mortgage payment calculators.

After you’ve done enough research to know you’re ready to move forward, interview lenders and find one that you trust and want to work with.  Then apply online to submit a loan application and get pre-approved to qualify for a mortgage.

The next stage after you qualify for a mortgage is house hunting – that’s where the real fun begins.

Home Loan Basics

Home Loan Basics

The home loan process has three stages and the first stage is qualifying for a mortgage . The first (semi-unofficial) step in the "qualifying for a mortgage" page is doing your homework. This page the result of thousands of introductory phone calls w...
Do's and Don'ts of Home Loans

Do's and Don'ts of Home Loans

We'll be honest, we mostly have "DON'Ts" for the home loan process .  These are some of the most common reasons for undue stress and "rough" closings in the mortgage loan process . To be clear, we're not saying you can't do any of these things. ...
Interview Lenders Near Me

Interview Lenders Near Me

Unless you have enough money to pay cash for your dream home, you will be working with a mortgage lender. While hiring a capable mortgage broker can make the whole process of buying a house smooth deal, they can also help you with finding the best interest...
Apply Online & Get Pre-Qualified

Apply Online & Get Pre-Qualified

The first steps in the home loan process  is to get pre-qualified for a mortgage. Apply online  to submit your information to one the top mortgage lenders in Dallas. (Yes...we're talking about ourselves).  The next step after your pre-qualified is ...
Get Pre-Approved

Get Pre-Approved

The next step in the home loan process  is to get pre-approved. This means a lender has confirmed that you are likely to obtain mortgage financing based on documentation provided. To get pre-approved you first need to get pre-qualified  and  upl...

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