House Hunting

The second stage in the home loan process involves picking a Realtor, house hunting, executing a contract, and shopping for a mortgage. This stage comes after qualifying for a mortgage and before the mortgage loan process.

The Mortgage Mark Team can guide you through these steps and answer your questions. Check out our construction home loan page for additional steps if you’re buying a newly constructed home or doing a construction loan.

You do not need to read this page if you’re refinancing your home. You can skip to either the mortgage loan process or revisit qualifying for a mortgage. The refinance overview page outlines the types of refinances, covers refinance costs, and helps determine if a refinance is worthwhile.

House Hunting Stage

Let us help you select a Realtor. We have access to north Texas Realtors’ sales volume and we can introduce someone that does a ton of business. Work with a Realtor that knows your area well. They can guide you through the selling process, list your home for sale, and write a lender-friendly purchase contract.

You and your Realtor can then go house hunting and find the home you love. You’ll then submit an offer, negotiate term, and execute a purchase contract.

You’ll then write option and earnest money checks, order a home inspection, and pick a home warranty company.

Lastly, you’ll shop and compare mortgage offers and move on to the third stage of the home loan process, the mortgage loan process.

Select a Realtor

Select a Realtor

The best way to select a Realtor is to get a recommendation from someone in the real estate industry (such as a title company or mortgage professional). We work with a ton of Real Estate Agents and we see the vast contrast between the elite professional...
List Your Home - The Selling Process

List Your Home - The Selling Process

Tips For Selling Your Home Here are some tips for selling your home! The first two things you need to do are Find a Realtor and Find a Lender. Second, you need to get Pre-Approved for a home loan to purchase your next home to ensure you won't be...
Write a Lender Friendly Contract

Write a Lender Friendly Contract

Write A Lender Friendly Contract While everything is technically negotiable between a buyer and a seller, there are certain sections of a purchase contract that need to meet a lender's requirements.  Below are the most common items that need consideration t...
Execute Contract & Mortgage Prep

Execute Contract & Mortgage Prep

While house hunting and submitting offers with potential closing dates, you need to be cognoscente of the mortgage loan process and ensure that you do your part early to meet the closing date. You will need to do three things once you're about to...
Write Option and Earnest Money Checks

Write Option and Earnest Money Checks

The buyer will be required to provide option money and earnest money to the title company  once they find a home and execute a contract  in the home loan process . The option and earnest money must come from an acceptable source of funds  (i.e. not a ...
Get a Home Inspection

Get a Home Inspection

Need To Know About Home Inspections A frequently asked question when buying a house is: should I get a home inspection? While home inspections are optional, we believe that it's worth spending a few bucks today to prevent spending a boat-load of...
Pick a Home Warranty Company

Pick a Home Warranty Company

A home warranty provides insurance to protect your home's appliances and other components against future breakdowns. Home warranty companies provide annual service contracts to cover repairs or replacements on systems and appliances that typically ...
Shop and Compare Mortgage Offers

Shop and Compare Mortgage Offers

Are you wondering how to compare mortgage offers? We believe competitive loan terms are mandatory. Ignorance is not bliss and what you don't know can hurt you (and cost you a significant amount money). Compare Mortgage Offers So you want to get...

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